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Insurance won't cover the respray and unless you can think of a plausable 'i managed to hit both sides at once' story you've got at least 2 claims there
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Understeer is when you hit the wall with the front of the car and oversteer is when you hit the wall with the rear of the car. Horsepower is how fast you hit the wall, torque is how far you take the wall with you.
'97 1.8L Hardtop
'93 3.0L TT 3000GT
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