Car insurance

[bourbon]

cant compare full comprehensive insurance to third party completly different...

[70NYD]

Originally Posted by bourbon

your gettin jibbed haha!

pffft no because most companies iv spoken to would not insure for a agreed value thats twice that of the car, no matter what it has in it..
im happy to pay that much instead of 800 for a 21yr old for 7K-8K tops..

[project.r.racing]

Originally Posted by bourbon

if your even a partial driver i think you still get a rating dont you?

not always, unless you are the main driver, you may not have a rating.

i have a friend who used his mum as the main insurer, he was just listed as a 2nd driver. 4 years later, he was still a rating 6.

Originally Posted by 70NYD

baha 1100 i pay that much and my car is insured for ~15k (im 21)

$15K, good luck trying to get that out of them if it is written off. market value for them is $5,500. plus your mods. which to insurance companies means nothing to them.

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i pay $635 for mine. it is due this coming november. depending on how much justcar raises the premium, i might go back to only fire+theft. it's worth $5K, i've paid $1900 in insurance in the past 3 years. more than the cost of any repairs to my car in those 3 years.

but then again, you gotta be paying insurance for you raiting to get better. so maybe paying the high premiums early in life is worth it later on in life. pay more now, save more later.

[RibZe]

Originally Posted by spenaroo

modded? i pay 300ish stock through Amii for a 17yr old with an accident (not at fault)

As of last year it was just my sound system. I've now got a pod filter.

Next quote up was $650 so $479 was great value to me.

[phildough]

Im 34 and pay $62 a month thru Suncorp. I have 18 years no claims bonus.
Its not a good idea insuring your car under your mums name because if the insurance company finds out its your car and you drive it most of the time they can deny your claim.
I have heard of insurance companies sending investigators to talk to your neighbours.
You are also not building your own no claims bonus even if you are a listed driver with most insurance companies.

[spenaroo]

Originally Posted by bourbon

wont make any difference if your 25 or not in the price of insurance...it matters on what rating you are...

only difference of you being 25 or not is if you get in the accident on the excess...your excess is higher if under 25 and lower if over 25...

AHH, certain cars will not be insured for under 25 drivers,
no insurance company as willing to insure the bmw z3 for me, monaro is the same boat, but this may be cause id be a secondary driver on mums fully comp policy.