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17-12-2012, 07:55 PM | #1 |
Junior Member
Join Date: May 2009
Location: Sydney, NSW
Car: 03 323 Astina SP20
Posts: 149
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Dirty scummy inconsiderate wankers
Please excuse the profanity in the thread title
Return to my car today after work only to find out that some tosser has reversed into the front of my car leaving my bumper split/cracked and shifted out of position and also the lower part of my bonnet where you open it from with a massive dent in it. Left me heartbreakingly upset and f***en pissed off because the perpetrator didn't have the decency to leave details. So now I'm stuck with this problem that is going to cost me money to repair when I could've used it to spoil my baby for Christmas. Any of you had similar scenarios? I have comprehensive insurance but I was advised that if I claim through the insurance company without details of the at fault driver I will be required to pay the excess still + the most likely possibility of future payments/premium to increase. What should I do? Fix it privately? If so, what are some good panel eaters you may know of? I'm located in western sydney. Cheers fellas </3 |
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17-12-2012, 08:01 PM | #2 |
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Join Date: Sep 2004
Location: n/a
Car: n/a
Posts: 10,929
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I think everyone has been in the same situation at some point in their lives.
What you were told about you insurance is correct. Unless you have rating one protection. Get a quote to fix it. Then decide if involving the insurance company is worth it. ie cash cost to fix vs excess + 15% increase in premium next year. Although the premium increase isn't a big deal if you are prepared to change companies next time you renew. most companies will undercut the other for your dollar. I once changed my insurer, was gonna drop from rating 4 to 5 due to a claim that year. I went to new insurer and they offered me rating 2 to get my business. And was $150 cheaper also. |
17-12-2012, 09:07 PM | #4 |
Senior Member
Join Date: May 2005
Location: Sydney Lakemba
Car: mx-6 626 Gs300 Maz2 was 95 KF BA-HT
Posts: 2,024
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Over all it's cheaper to repair your slef and I can tell you now.
you will only keep a car perfect under one situation. You drive it NEVER. 2nd best is Garage - drive - petrol station - Crusie Garage. All on a early morning. Anytime you park it ANYWHERE your at risk. last 3 years I can count work place 2 accidents - Only my Boss came to me to tell the truth - The Casual guy Quit- never came back. At home in my street - Wagon - M2 - Mx-6 all hit neighbours - only some admitted but others are just As you noted dirtty scummy bastards., but it's TODAYS world. I have plans for cameras monitoring my house facing my street just for that purpose. Best to cost it up your self. unless it's more then 3 times it's not worth it. For younger lot - it's your NO claim that goes up/down if you have to claim more then once. Most you get away with one claim no issue but it's always against your Excess. if you pay $300 to fix $1500 it's okay but pay $1200 to fix $1500 your better off paying your self. Th |
17-12-2012, 09:13 PM | #5 | |
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Lol yeah way ahead of ya there buddy! Learnt the hard way having a few incidents In my driveway.... 8 Full HD cameras with night vision and zoom later.... Not one problem again Soon to be putting those crash cameras in my car too. People are just scumbags who don't care about anyone else's property...
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17-12-2012, 09:23 PM | #6 |
Senior Member
Join Date: Dec 2011
Location: Adelaide
Car: 2000 Mazda BJI Protege
Posts: 878
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Whoah! Thats quite a bit, but I like your style Can't be too safe/cautious/prepared I guess.
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2010-2014: 2000 Mazda 323 Protege 2014 - 2016: 1991 Toyota MR2 SW20 2016 - Err, 2016: 2002 Mazda 323 Astina SP20 2016 - Err, uh, 2016: 1991 Mazda MX5 NA 2016 - 2017: 2000 Alfa 916 Spider 2017 - 2018: 2007 Alfa Brera 2018 - Current: 2018 Mazda 3 SP25 |
17-12-2012, 09:31 PM | #7 | |
Senior Member
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So just wasn't risking it. If nothing was done the other cars would have been broken into and more stuff stolen. Just wasn't having it! It was expensive... But worth it! It's pretty neat tho... Just log into the server and check up on the house whilst at work People will do anything to save $1... Even if it means screwing someone else over! So to have to do something to have atleast a chance at catching them out. Recommend investing in 'crashcams'.
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17-12-2012, 10:59 PM | #9 |
Junior Member
Join Date: May 2009
Location: Sydney, NSW
Car: 03 323 Astina SP20
Posts: 149
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Its just frustrating and annoying. But what can ya do.. deal with it I guess. I was saving up for goodies for her and then she gets injured! AAAGHHHH
Ill throw up some photos but it really doesn't do it any justice, its pretty gnarly (in a bad way) in person. It happened in parra westfield. If I was the person who hit someone else I'd have the decency to leave my details because I know if it happened to me how **** the situation is to be in. Anyone can recommend some good trustworthy places to fix her up? |
21-12-2012, 01:09 PM | #10 |
Junior Member
Join Date: Nov 2011
Location: Sunshine Coast
Car: 1994 Eunos Presso
Posts: 77
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That sucks to hear mate, after having some clown hit my ride and bail, Im planning on buying two of these for the font and back of my car, it starts recording when it detects a bump, worth a look:
http://reviews.cnet.com/holiday-gift...0014162-3.html just pick up the parts needed from a private sellers or the wreckers and get them painted, prob the cheapest option, best of luck getting it back up to scratch |
21-12-2012, 02:08 PM | #11 | |
コスモ
Join Date: Dec 2002
Location: Location: Vic
Car: Mazda '95 Astina I4, '86 B2K and '10 3 MZR-CD
Posts: 7,888
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Quote:
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22-12-2012, 01:02 AM | #12 |
Junior Member
Join Date: Nov 2011
Location: Sunshine Coast
Car: 1994 Eunos Presso
Posts: 77
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Yeah Ive seen quite a few cheaper ones, although I wanted something with half decent recording so If needed, I can make out number plates day/night, and that also has ''bump'' detection, and is smallish in overall size
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22-12-2012, 10:06 AM | #13 |
コスモ
Join Date: Dec 2002
Location: Location: Vic
Car: Mazda '95 Astina I4, '86 B2K and '10 3 MZR-CD
Posts: 7,888
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For example. http://www.ebay.com.au/itm/321020299...84.m1497.l2649
If it does a good job I'll get one for the Astina as well. Should also make a good track cam.
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25-12-2012, 01:03 PM | #14 |
Senior Member
Join Date: Feb 2009
Location: sydney
Car: Mazda BJ SP20 Turbocharged
Posts: 629
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Sorry to hear about the. Bad luck, same thing happened to my partners sp20 a year ago
I have a sp20 front bar for sale if you need it |
26-12-2012, 09:46 PM | #15 |
Junior Member
Join Date: May 2009
Location: Sydney, NSW
Car: 03 323 Astina SP20
Posts: 149
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took it to a few places, minimum its gonna cost is around 400 bucks and thats just the bumper area. i need to fix the bonnet too so figured might as well go through insurance. got some photos done by the allocated repairer of the insurance company and wont know for sure what will happen next in terms of giving the car in till about the 7th of january. its so sad seeing her injured! :'(
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27-12-2012, 10:46 AM | #16 |
Veni, vidi, vici
Join Date: Mar 2008
Location: Brisbane
Car: 1996 BA Hatch & 2005 RX8
Posts: 4,911
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I had this happen before luckily low bonnet on ba + lowered car meant towbar in to bonnet only.. So was "cheap" to fix
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15-01-2013, 01:22 PM | #17 |
Junior Member
Join Date: Dec 2012
Location: Adelaide, Australia
Car: Ford Laser SR2
Posts: 105
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I've had exactly the same issue! Nice big dent in my boot door while it was parked in a shopping centre carpark the other day. It annoys me so much how people can't even leave a note! It's not like I'm going to lose my **** at them, accidents happen. I'd just like people to be honest and not disappear like a coward!
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31-08-2013, 10:33 PM | #18 |
Junior Member
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i've had the same thing happen to me its really a heart breaking moment seeing your car that you put time and money into ruined by some asshole
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